Finding the right vision insurance is a lot more difficult than you might think and any mistakes could be costly. Many people are offered vision benefit plans through work and, although they may seem beneficial on the face of it, there are a lot of downsides. The benefits that are provided by these ‘in-network’ are not as good as people think because there are limits on where you can buy glasses and the prices are inflated. The plans are often very complicated as well, so a lot of people do not use the full extent of the benefits. However, ‘out of network’ plans are a great alternative that is better for most people with vision issues.
An ‘out of network’ plan is not contracted with your insurance company for reimbursement at a later date, which means that you save a lot of money. You have more freedom to shop around for frames and lenses, so you can usually get a pair of glasses for free. Unfortunately, many people don’t understand all of the different vision insurance plans that are available and they don’t know how to choose the right plan for them. If you don’t have a vision insurance plan already or you are unhappy with your current plan, check out this great infographic before you make a decision. It will tell you everything you need to know about vision insurance plans so you can find one that will save you as much money as possible.
Infographic Designed By Eyeglasses.com